PennyLink

Shared budgeting made simple.

Real-time budgets for families and couples. Invite up to 5 people, set what each person can see, and build better money habits—together.

Get early access
✔ Privacy-first: share categories, not bank totals
✔ Allowances for kids with gentle coaching
✔ Manual-first for real habit building
PennyLink app preview illustration

Share with up to 5 people

Invite family members or a partner with a link. Collaborate in real time on a shared budget.

Granular permissions

Choose what each person can see: categories only, contribute transactions, or view totals (opt-in).

Allowance mode

Give kids allowances, track spending, and reward healthy habits with badges and streaks.

Simple insights

One clean dashboard with your top categories and a single suggestion to stay on track.

Be first to try PennyLink

Join the waitlist and we’ll email you when the beta is ready.

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Privacy, by design

PennyLink is built to respect your choices. You can share category-level spending without revealing account totals. We only collect what’s necessary to operate the service. Learn more in our Privacy Policy.